At The Credit Experts, we respect the privacy of our clients and those who visit our website. We do not collect personally identifying information without the client's permission.
The Credit Experts do not share your personal information outside The Credit Experts family of companies for promotional use.
This policy applies to the web sites owned or operated by The Credit Experts.
Our Security Procedures
The Credit Experts understands the importance of protecting and securing information and using it appropriately. Access to information about you is restricted to the people of the Company who require it to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect your data.
Collection of Data
The Credit Experts does not collect client identity or contact information from using our service. Every client of The Credit Experts has their files protected at all times and is used solely for the purposes described within The Credit Experts websites and or contract.
The client's personal information as well as private information are exclusive only to The Credit Experts and will be kept in holding of The Credit Experts until compliance is met with the governing bodies of our services.
Credit reports obtained on behalf of the client for The Credit Experts are protected at all times and are used exclusively by The Credit Experts for the purposes of providing the enrolled service of the client.
The Credit Experts uses the information collected about you to conduct our business and to consistently provide you with the service you expect when using our services.
Sources of this information include the following:
Information we receive from you on applications and other forms or through your correspondence or communication with us including through the mail, by telephone, or over the Internet; information we may receive from a credit reporting agency or from third parties to verify statements you've made to us; and information about your transactions with The Credit Experts and with other companies outside of The Credit Experts
Information We Share With Others
We may disclose any of the above information that we collect about you to nonaffiliated third parties as required or permitted by law. We do not disclose any nonpublic personal information about you with anyone for any purpose that is not specifically permitted by law and/or as necessary to provide our services to you in accordance with your contract with The Credit Experts
This notice updates and replaces any previous notices from The Credit Experts about the privacy, security, and protection of information. You may have other privacy protections under state laws. We may amend this privacy notice at any time, and we will inform you of changes as required by law.
This Privacy Notice was last updated June 15, 2024. Please check back periodically for updates and changes.
Internet Privacy
Information Collected
We collect non-personal information about you for the purpose of tracking your activities through your IP address, affiliate ID, and computer settings. We may also ask you to provide certain non-personal not pertaining to yourself to better our services. We do not collect any personally identifiable information about you unless you voluntarily submit such information to us, by, for example, filling out a survey, customer application, contract for credit repair services or registration form. The types of information that may be requested include, but is not limited to, your name, address, e-mail address, social security number and telephone number.
Your information may also be used to contact you when necessary, and to provide our services to you. Non-personal demographic and profile data is used by us as well as advertisers to improve your overall experience with our company and also provide you with additional content and information offered.
USE OF IP ADDRESSES
We use your IP Address to identify challenges with our server or technologies and correct them, and to administer our Web site(s).
USE OF COOKIES
When you view our Web site we might store some information on your computer. These small files of information are commonly referred to as "cookies". We use cookies to deliver content specific to your interests and to prevent you from reentering data on our Web site(s). We use an outside advertisement company to display ads on our site. These ads may contain cookies. The advertisement company may collect cookies received with outside banner ads and other media. We do not have access to information that would confirm the use of cookies by the advertisement company or their affiliates.
SECURITY
While there is no such thing as "flawless security" on the Internet, we will take all reasonable steps to insure the safety of your personal information. The Credit Experts safeguards the security of the data you send us with physical, electronic, and managerial procedures. We urge you to take every precaution to protect your personal data when you are on the Internet. Change your passwords often, use a combination of letters and numbers, and make sure you use a secure browser. The Credit Experts web site uses industry-standard Secure Sockets Layer (SSL) encryption on all web pages where personal information is required. This protects the confidentiality of your personal and credit card or checking account information while it is transmitted over the Internet.
You always reserve the right to change/update the information provided to us as well as opt-out or not participate in offerings or information subscribed to or provided by The Credit Experts.
CONTACTING US:
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this Web site, you can contact us.
REGISTRATION & ONLINE FORMS
Our site's registration and online forms require users to give us contact information (like their name, email, or postal address). Due to the nature of this Web site and the Company's business as a credit repair organization, financial information is also requested on a voluntary basis from the visitor. This information is used for our internal purposes only, and is never shared, sold, or otherwise used for any other purpose unless you have consented to the use of such information to perform services for you as a customer of the company in accordance with a written or digital contract entered into between you and The Credit Experts
UPDATE DATA (access information)
This site gives users the following options for changing and modifying information previously provided.
You can send email to:
CHILDREN
The Company Web sites do not knowingly collect or use personal information from children under age 13 without obtaining verifiable parental consent. If a child whom we know to be under age 13 sends personal information to the Company Web site, we will use that information only in accordance with the Children's Online Privacy Protection Act (COPPA).
TO FURTHER PROTECT YOUR PRIVACY
Please be aware that other online retailers, partners, third party Internet sites, and third party services accessible through the The Credit Experts's Web sites, have separate privacy and data collection policies and practices, which are independent of and may be different from the Company's policies and practices. The Credit Experts is not responsible or liable for these independent policies and practices and it is your responsibility to review them and decide whether or not they satisfactorily protect your rights.
This privacy policy document was last updated June 15, 2022. Please update and replace any previous privacy policy documents previously provided by The Credit Experts. We may amend these privacy policy documents at any time, and when such a change is made we will post a revised version on this our Web site. Changes will be effective when they are posted. It is your responsibility to review these privacy policy documents from time to time to be aware of any such changes. Your continued use of The Credit Experts's Web site indicates your agreement to any such changes.